Well, Jonathan and I just completed the 13 week Dave Ramsey course called "Financial Peace" & I can say for sure that the last 13 weeks really have been life-changing! It's one of the best things we have done as a married couple & I finally have some hope that we really can change our family tree. I don't want to bore anyone with all the details about what "Financial Peace University" is, so I'll just say that the curriculum title says it all...you really will find financial peace if you choose to adopt the principals this course teaches.
This past Wednesday was our final class and the last lesson was on "giving". I really do think it was the best lesson out of all 13 lessons because it is at the heart of why I really desire to be debt free. Sure, I want to alleviate financial stress & be able to do things that my family never got to do (like take vacations!), but I would not say that is what drives me to seek being out of debt.
As many of you know I did not grow up with any sort of financial stability in my home. In fact, there were times where if it were not for the grace of God, we would have been homeless. That's my family history in a nutshell. When I grew up I vowed NEVER to let that be the legacy that I passed down to my children.
However, in the midst of being poor and destitute I was able to witness something pretty amazing from my parents...they were givers! Not with monetary gifts, but with their time and talents! My entire life I saw my Dad pick up hitch-hikers and buy them a meal, take in guys who were fresh out of prison, and down on there luck, & teach them how to write a resume & help them find a job. He also started several prison ministries were he would have worship bands come in and play for these guys & then hold a Bible study afterwards. Even today my Dad goes to a local prison to hold a monthly Bible study. He has mentored several of these guys when they got out & even found AA mentors for them so that they would stay on the straight and narrow and not end up back in prison.
These are just a few things I saw my parents do despite the fact that we were pretty destitute in our own way. There were Christmas's where we didn't get gifts, and months when the only food we ate was that which came out of our own garden or from the farm we lived on. Yet, my parents still had a heart for others. I didn't grow up with much, but I did grow up with parents who placed a high value on hard work and charity of the heart.
But...you know what I think is sad? My parents had a very hard time not feeling guilty about not "giving" to the Church in the
"right" way. You all know what I mean. If you grew up in the Church, you heard the yearly "giving" sermons & maybe wrote a check or two out of guilt. However, I've never been at peace with that idea. I have to ask myself, "Is that
really what God means when he says to give". I'll be honest here and tell you I never have bought into that & I never will.
What I am about to say next is not very popular...but this is my blog, so I get to say what I think... right or wrong! I said earlier that I wanted to become debt free so that we could be "givers", and by that I
do mean giving MONEY (not just time and talents)! However, I do not think I'll ever be at peace with my soul if I write out a check to a
Church building every month for 10% of my gross income. Why? Because, in my heart I believe God has called us to raise our heads up and out of the four walls of a Church building to see the world of needs all around us. He called us to "look after the orphans and widows in their distress" (James 1:27) & I take that very seriously.
What I'm saying right now is only to my Christian friends: Please think about what I am saying. Please consider that God has called you to give in more than
one way. I find it very discouraging when most of my Christian friends do not have time for anything outside of their "Church Ministries". I do not think that speaks very highly of Christians. When you can't make time for programs like "Big brothers/Big sisters", when you don't have time to do a charity walk to raise money for cancer, stroke, autism, March of dimes, etc...what are you saying? Here is just one example that comes to mind : My Dad has asked, begged, and pleaded with many of his Christian buddies to come to the prison with him once a month and do a Bible study with these prison inmates, and he has yet to get a "yes" from any of his friends. They are all too busy with "Church stuff". What does that say??
OK....stepping down off my soap box. What I want from this post is to help others think outside the box. What I beg of you is this :
Please understand that Christian or not, we should all be givers. I believe we were all created in the image and likeness of Jesus Christ, and he was a giver in the biggest sense of the word
(For God so loved the world that He GAVE his one and only Son, that whosoever believes in him shall not perish but have eternal life. -John 3:16). If you really believe that giving the biggest chunk of your monetary gifts to a Church building so they can crank the heat and A/C, turn on the lights, and pay staff salaries, is what God has called you to do...well, I'll not argue with you then. But, promise me that you will remember that God has called us to see
the whole world....his world...a world full of needs.
Please do not forget that somewhere across the street, or across the world there is a single mother who is struggling to feed her children & she still needs help. Somewhere, there is a man laying in a prison cell that needs to know that someone thinks he is worth more than the sum of the wrongs he has committed. Somewhere, there is a family with a young child that is dying of cancer, and their only hope and encouragement comes from a local not-for-profit charity that is funded by people like you and me. Please...
DO NOT forsake these people! You simply cannot ignore the world around you because you are "too busy". We are capable of so much more than we realize, we just need to step out of our tiny little worlds to see it sometimes.
I'm saying this as much to myself as I am to anyone else. I do not want to forget where I came from, or where I'm going. I want to live this life with purpose and meaning. I want my children, and my children's children to have a rich heritage filled with great examples of generous givers. I hope my name is NEVER carved in a cement park bench at some multi-million dollar Church complex, because my money was used to build a useless courtyard for people who already have a courtyard in their own backyards! I
DO hope that some day a poor family with three little girls will receive an anonymous package filled with gifts and food on Christmas Eve, just in time to give those little girls hope that
this Christmas will not pass once again with no gifts (that was me many years ago...)!
I'm sure that I've sufficiently bored many of you to death with this long, grammatically incorrect, self-righteous tirade...but it was sure therapeutic for me ;-). If you did read this, I hope it gets you thinking about what you want for your future, and your family tree.
Peace!